Buyers are responsible for compensating their agent, but there are different ways to structure that cost. In many cases, buyers can request a seller contribution toward their agent’s compensation, although it is not guaranteed and depends on the terms negotiated in the offer.

Pre-qualification is an estimate of what you might afford. Pre-approval is a verified, lender-backed confirmation of your buying power. In competitive DMV markets, pre-approval is essential.

Your budget is based on your comfort level, not just the maximum approval. We consider monthly payments, taxes, insurance, HOA/condo fees, and long-term goals when narrowing down the right price range.

Most buyers need funds for the down payment, closing costs, inspection, appraisal, and earnest money deposit. Grants and assistance programs can reduce or eliminate some of these upfront costs.

Closing costs typically range from 2–4% of the price and include title fees, lender fees, taxes, and insurance. We’ll review your estimated costs early so there are no surprises.

Yes. Many buyers qualify for low-down payment or zero-down programs. We’ll help you explore all available options.

We are more than agents. We are advisors, educators, and advocates. Our team offers a high-level client experience built on strategy, communication, and a relationship-driven approach so every client feels informed, supported, and confident in their decisions.